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|Home Buying and Real Estate Property Advice
Posted by Ange Everton on November 26th , 2014
Private or hard money loans from real estate investors may be your only option if you are planning on flipping a house in today's real estate market. While they are costly, they are much more lenient in their terms and easier to obtain on short notice, keeping you from having to pass up on a good deal.
When starting the search for a new home, research the area to find the neighborhoods that you would be happy in. Make sure to check out crime statistics, school quality , and the areas walking score. If you have an agent, let them know the type of area that you are looking for and they can point you in the right direction.
When buying a home, get pre-approved. Don't think that being pre-qualified means the same as pre-approved. If you have been pre-approved, it means that a lender has taken a look at your credit history and financial information and is prepared to offer you a loan. They will let you know exactly what you can afford to buy and how much they are prepared to loan you. Pre-qualified, simply means that you are qualified to go through the pre-approval process.
When you are looking to purchase a new home , it is imperative that you find a seller who is motivated to complete the deal. Search through online listings to find properties that have been listed for a while or have dropped their price recently. If a seller is motivated, it means that they are more likely to reduce the price of the home to meet your budget. You may find that A-frame house plan you always dreamed of.
A terrific tip for prospective home buyers is to do the majority of their house hunting during the months of August and September. No doubt spring and summer months tend to see increased activity in the real estate market. So, waiting until later in the year can pay great dividends! Decreased competition for attractive properties and more motivated sellers who are more receptive to negotiation is a plus.
Real estate lenders usually concerned about the source of the income you will use to pay the down payment and the closing costs. In most cases, they require bank statements of checking and savings accounts, certificate of deposits and mutual funds from the last three months to prove you have liquid assets enough to cover the expenses. Be sure to have your accounts in order and be able to prove the origin of the funds on your accounts.
When planning out how much house you can afford to buy , don't forget to calculate in the maintenance costs of the home. Maintenance is one of the most expensive factors in owning a home, but it's something many first time homebuyers will forget about. Once you own the home, your landlord is no longer responsible if a pipe breaks, so save money for eventualities.
Be flexible in making decisions. While you might not get the perfect house in the community of your choice, you may be able to find your dream ranch house plan or something that works for you. If you cannot afford a home in the neighborhood of your choosing , take time to check if there any homes within your budget available. You may be surprised by what you nearly passed up!
The article you just read was intended to properly inform you on tips you can use and steps you can take in order to make a wise decision when purchasing property. You may still want to seek outside help to assist you on a ranch house plan or on an A-frame house plan, but do not neglect to use what you have just learned here as well.
Elite Traders Andrew Baxter | Elite Traders Andrew Baxter | Elite Traders Andrew Baxter
Posted by rickpetko9179 on October 10th, 2014
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